Not all Nevada residents leave extra money behind when they die. Many people have outstanding debts, and settling them could deplete a decedent's entire estate. After a person dies, the executor or court-appointed administrator will be responsible for verifying all of the decedent's debts and paying the debts off with money in the estate.
It is important that an executor does not pay debts that the decedent did not owe. The first step to settling a deceased person's debts is to gather information about all of the decedent's open credit card accounts and to request credit reports from all of the credit bureaus. TransUnion, Equifax and Experian will each ask the executor for a certified death certificate, and supplying that document to the credit bureaus will prevent fraudulent accounts from being opened.